Auto Insurance Category

FAQ’s: What Should I Do After A Car Accident?

Crash!!! You we're just involved in a car accident. It's a stressful ordeal to go through since property damage and bodily injury can be involved. When involved in a crash first thing to remember, stay calm. Taking this necessary first step allows you to properly handle the situation. Now that you've taken that deep breath you can assess the
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DUI: Know the insurance penalties!

Memorial Day weekend is the unofficial start to Summer. Though everyone is getting ready to enjoy the holiday weekend, it's important to remember your safety and the well being of others when you're getting behind the wheel. Here are some things to keep in mind if you're planning on getting behind the wheel after a night of drinking:
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How can I save money on auto insurance?

We receive a lot of calls regarding auto insurance. We wanted our next blog post to address your questions and help clarify other inquiries for those who've had similar concerns. In addition to auto insurance we also wanted to clarify questions people have had regarding defensive driving, receiving tickets and understanding the process of points on your
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Three Easy Ways To Earn Your Defensive Driving Discount!

Tired of paying too much on your auto insurance each year? Are points on your license causing a rise in your insurance premiums? Problem solved! At Twin Forks Insurance we have a few ways to receive your defensive driving discount on auto insurance. After completing the Point Insurance Reduction Program (PIRP)/Defensive Driving Course you may present
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Winterizing Your Car: Five Things You Should Know!

Now that we're in the Winter months it's time to embrace for driving in the snow and other hazardous weather conditions. Before you get behind the wheel make sure you understand some precautionary measures to ensure a safe voyage! Be sure to perform a checklist of the following before driving in the snow: Winter Driving Safety Measures 1. Check
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FAQ: How can I lower my auto insurance rates?

Each year millions of drivers' auto insurance renews and they ask themselves, "Why are my premiums going up?" There are a number of reasons why auto insurance premiums increase, however there are actions drivers can take to lower their rates. Other than cutting household spending there are other ways to save more money on your auto insurance rates.
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It Can Wait!!! Know The Facts Before Texting While Driving

Slow down! Before you get behind the wheel, take a close look at texting and driving statistics in association with accidents. Nearly everyone owns a smartphone, so as a result everyone is texting. The instantaneous communication with your peers and co-workers, make the device you once talked into an addictive vice which can put your life at risk behind
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FAQs: Property Damage Liability Coverage

Getting into a car accident is an awful experience to go through. To make it worse, not having the proper coverage on your policy can add extra layers of stress to the situation. Therefore it's important to know what property damage liability coverage is and why it's important to have on your auto policy. The following FAQ (Frequently Asked Questions)
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Do You Have The Right Medical Payments Coverage On Your Auto Policy?

Getting into an automobile accident is a very high probability, especially living on Long Island. While our chances of being involved in an accident are high, an important question comes to mind: how will my family and I be covered from injuries in the event of an accident? That's where medical payments coverage comes in handy in the event of a loss.
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DANGER AHEAD! AVOID HEAVY EXPENSES TO YOUR VEHICLE DUE TO POTHOLES.

Driving this time of year can be tough with hazardous road conditions like snow, sleet and ice. However one occurrence on the road that can be extremely costly to your vehicle are potholes. The unexpected ditches on the road pop up out of nowhere after a big storm and surprise us drivers with a sudden uneven driving surface. Though spilling one's coffee
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