FAQ’s: What’s included on motorcycle insurance?

The time has come to take the tarp off the bike and embark on the open road. But before you hit the highway, evaluate your current coverage in order to have the best motorcycle insurance you can have.

What basic coverage does motorcycle insurance provide?

Like an auto insurance policy, motorcycle insurance includes standard coverages as well.

  • Bodily injury & property damage liability (BI/PD)
  • Uninsured/Under-insured Motorist Coverage
  • Comprehensive & Collision
  • Medical Payments

What are some unique coverages that are made available?

There are many additional coverages that are available for motorcycle owners. Some of which include:

  • Full replacement cost and no depreciation
  • Accessories and custom parts/equipment
  • Small/Large accident forgiveness
  • Towing and roadside assistance

Are there any discounts available for motorcycle insurance?

Yes. There are actions that you can take to receive a discount on motorcycle insurance. They are as follows:

  • Multi-line discount for tenants and auto insurance
  • Being a member of Harley Owners Group (HOG) or the BMW Riders Association
  • Take the motorcycle safety course or become a course instructor

Contact Us

Give our office a call @ 631-224-1000 for any help with your motorcycle insurance. Our friendly office staff will be happy to provide a FREE quote, research coverage options and address any insurance questions you may have. We encourage our readers to post in the comments section. It allows us to improve the quality of our blog, connect with our audience and address your insurance concerns. Be sure to follow us on social media as well, by clicking the icons below!

One comment on “FAQ’s: What’s included on motorcycle insurance?

  1. Reply

    I didn’t know that motorcycle insurance covered so many different things, like medical coverage and property damage liability! A colleague of mine is interested in purchasing a motorcycle, and would definitely benefit from the tips from this article. I’m sure knowing the importance of motorcycle insurance will help him find a quote from a good local insurance agency.

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