Every homeowner needs insurance, it's just common sense. However have you ever thought about what to do in a situation where you'll need more coverage than you have been originally provided? The extra coverage or layer of protection is known as umbrella coverage. It's designed to be reserve coverage in the event that your current policy is not
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Homeowners Insurance Tag
Three Reasons Why Liability Coverage Should Be On Your Homeowners Policy
Protecting your home is always priority number one. It's most likely your biggest asset, so it's important to ensure the proper coverage is listed on your policy to avoid a significant loss. However did you know your home could be vulnerable for a loss other than a slip and fall occurrence? That's right something as simple as a house guest tripping on the
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Three Reasons Why Loss of Use Coverage Should be on your Homeowners Policy
Your home is most likely the biggest investment you will make, as we described in our previous blog post. So what happens when you incur costs to your home when it's uninhabitable? That is when loss of use coverage will be needed the most. Suppose your home is uninhabitable during a period of reconstruction after a big storm and your house
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Why Personal Property Coverage Is Essential For Homeowners
As homeowners we have a lot to be concerned about regarding the welfare of our home. However another type of coverage that’s essential to have included in your policy is personal property coverage. If a loss occurred to the foundation of your house, the homeowners policy would have it covered. But what happens when you suffer a loss to contents inside
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Three Ways You Could Be Putting Your Home At Risk For A Substantial Loss
Your home is your biggest asset and investment. So it's extra important to make sure it receives the best coverage possible in the event of a major loss. Despite what we may all think as homeowners such as, "it will never happen to my home" or "that sounds like a waste of money", it's far better to be prepared than unprepared when it comes to the
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Getting to Know Twin Forks Insurance Owner Tony Salvaggio
An interview with Long Island’s veteran insurance agent, Tony Salvaggio, the owner of Twin Forks Insurance, after its recent relocation to Bellport, New York.
Question: So how did you get into the insurance industry?
Actually, I was lucky to have had a great guidance counselor at Brentwood High School back in the 70s. I enrolled in a work-study
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