Three Reasons Why Liability Coverage Should Be On Your Homeowners Policy

Protecting your home is always priority number one. It's most likely your biggest asset, so it's important to ensure the proper coverage is listed on your policy to avoid a significant loss. However did you know your home could be vulnerable for a loss other than a slip and fall occurrence? That's right something as simple as a house guest tripping on the
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Why Personal Property Coverage Is Essential For Homeowners

As homeowners we have a lot to be concerned about regarding the welfare of our home. However another type of coverage that’s essential to have included in your policy is personal property coverage. If a loss occurred to the foundation of your house, the homeowners policy would have it covered. But what happens when you suffer a loss to contents inside
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Four Reasons Why You Should Have Food Spoilage For Your Business

Though liquor liability and security for your patrons are key priorities to your business, contents like food and produce need to be stored, handled and distributed properly. Business owners with a lot of food stock who keep their products refrigerated should look into having the necessary coverage in the event an incident occurs. So let's go over some
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Three Reasons Why Your Business Would Need Assault And Battery Coverage

Patron liability is often associated with Liquor Liability, however businesses may overlook that they require Assault and Battery Coverage. The first thing to understand is the difference between assault and battery. Assault is a threatening act, not always a physical which is important to remember. Assault can be considered a verbal attack as well. If
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Three Reasons Why Liquor Liability Can Save Your Business

Building up a restaurant or bar is a tremendous amount of work! So why leave it vulnerable to one single claim that can destroy everything you've come to create? It's true that one liquor related claim to your restaurant or bar can run a business out of operations. Having a successful establishment increases the probability of an incident taking place.
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DANGER AHEAD! AVOID HEAVY EXPENSES TO YOUR VEHICLE DUE TO POTHOLES.

Driving this time of year can be tough with hazardous road conditions like snow, sleet and ice. However one occurrence on the road that can be extremely costly to your vehicle are potholes. The unexpected ditches on the road pop up out of nowhere after a big storm and surprise us drivers with a sudden uneven driving surface. Though spilling one's coffee
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Twin Forks Insurance Offers Monthly Defensive Driving Courses

Q: Where is a Defensive Driving Course on Long Island? If you are looking for a PIRP/defensive driving course on Long Island, Twin Forks Insurance Agency in Bellport, New York has got you covered—even if we don’t have you covered. Which means the PIRP/defensive driver course is open to everyone who needs it--whether or not we currently service
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